Workers Compensation Claims
Have you been affected by an incident at work? Did it stop you from working or living a normal life?
In New South Wales, every employee has insurance cover usually paid by their employer. In the event an employee is injured while they are working, they are covered by Workers Compensation insurance which is managed by the WorkCover Authority of New South Wales.
Most small Workers Compensation Claims are easy to settle and usually do not require legal assistance. But if you have a claim that is more complex or forces you to be out of work for a long period of time, we are here help you! Most insurers can make it hard for you to receive your full entitlements.
We can help and advise you immediately after the injury to assist you in receiving all your entitlements.
Therefore, if you have suffered as a result of an injury at work and you are having trouble with your Workers Compensation Claims, call Gajic Lawyers for a chat on 02 9890 5885 (Parramatta) or 02 9727 2277 (Cabramatta).
What is covered by Workers Compensation Insurance?
In New South Wales, the organisation responsible for Workers Compensation is the WorkCover Authority of New South Wales.
Regardless of the type of your employment, your employer will usually have a Workers Compensation insurance policy. This policy covers you for many things, including:
- Physical disability caused by an injury at work
- Long-term illness caused by your nature and conditions of employment
- RSI (Repetitive Strain Injury)
- Mental illness (including stress)
- Hearing loss
- Injury caused while travelling during work
Workers Compensation can be paid in three ways by the insurers: it can be paid as a lump sum, weekly benefits and medical expenses.
There are 3 heads of entitlements in Worker Compensation, namely lump sum, weekly benefits and medical expenses.
Lump Sum Compensation
A claim for lump sum compensation can be made in the event the injury has resulted in permanent impairment. That claim depends on how serious your injuries are and how they restrict your ability to work. Permanent impairment assessments are determined by WorkCover-trained medical specialists.
Weekly Benefits Compensation
A claim for weekly benefits will depend on the following:
- Your average weekly earnings before your injury
- Your capacity to work after your injury and earnings
- Time you are totally incapacitated from work
Medical Expenses Compensation
A claim for medical expenses depends on whether they are reasonable and necessary in accordance with the law and your injury. These claims can include expenses for treatment and surgery, which need to be pre-approved by the insurance company. There are time limits on claiming and recovering medical expenses.
If you require assistance with your Workers Compensation Claim, call Gajic Lawyers today on 02 9890 5885 (Parramatta) or 02 9727 2277 (Cabramatta).
- Can I claim compensation for injuries during work-related travel?
- Does my Workers Compensation Claim put my job at risk?
- What is the new WIRO system and what could it mean for my claim?
- What about Police Officers, Fire Fighters, Ambulance Officers and SES Officers?
Frequently Asked Questions
Below are some of the more commonly asked questions about Workers Compensation Claims:
Can I claim compensation for injuries during work-related travel?
You may be able to make a claim for injuries sustained during work breaks and some journeys made in connection with your work. There must be a real and substantial connection between your employment and the incident or accident which resulted in your injury.
You may be able to seek compensation if the incident happened whilst you were travelling:
- in a motor vehicle (as a driver or passenger)
- on public transport
- as a pedestrian
If your accident happened whilst travelling to or from work and there is not a substantial connection between your employment, then our motor vehicle accident team can assist you. Click here for more information on motor vehicle claims.
Does my Workers Compensation Claim put my job at risk?
A Workers Compensation Claim is between an employer's insurance and an injured worker. There is no reason your job should be at risk.
What is the new WIRO system and what could it mean for my claim?
The NSW Government established the WorkCover Independent Review Office (WIRO) in 2012 as part of its reforms of the State’s Workers Compensation System. WIRO regulates and pays solicitors fees and medical reports in Workers Compensation Claims.
Click here for more information on WIRO.
What about Police Officers, Fire Fighters, Ambulance Officers and SES Officers?
In June 2012, the New South Wales Government introduced changes to the NSW Workers Compensation System. These changes affect all new and existing Workers Compensation Claims, except claims for:
- people with a dust disease claim under the Workers’ Compensation (Dust Diseases) Act 1942
- police officers, paramedics and fire fighters
- bush fire fighter and emergency service volunteers (Rural Fire Service, Surf Life Savers, SES volunteers)
- workers injured while working in or around a coal mine
Workers from these categories are exempt from the Workers Compensation Legislation Amendment Act (2012) and they are assessed under the Workers Compensation Act (1987).
Why choose Gajic Lawyers for WorkCover Claims?
There are many good reasons to choose Gajic Lawyers for your compensation claim. The most important are:
- We have helped countless numbers of clients with their Workers Compensation Claims
- No Win, No Fee!
- An obligation-free chat with a lawyer, no matter how small your claim
- Our multi-lingual team and availability of interpreters
- We pride ourselves on providing a tailored personal service in your claim
- Our determination to get the absolute best result for you
- Our proactive approach to settling claims early if the opportunity arises
- Our quick response to your enquiries
- Our policy of ensuring that you understand what is happening in your claim at all times
- We will provide you with copies of everything important that goes on in your file during the course of your claim
Call us for a chat with one of our Compensation Lawyers
While so many simple WorkCover claims are settled without any legal help, the last thing you need while trying to recover is to battle with insurance companies just to receive your basic entitlements, such as your lost wages and medical expenses.
With so many compensation cases settled over a period of 30 years. We will go out of our way to assist you.
Your first chat with a member of the legal team at Gajic Lawyers is always free. Should you not wish to proceed further you will not be liable for anything. We're here to help you and give you the advice you need. Call Gajic Lawyers today on 02 9890 5885 (Parramatta) or 02 9727 2277 (Cabramatta), for an obligation-free chat.